The service is aimed at:
1) extending the catalogue of costs of income through applying a regular savings program that can be accounted for as a cost of income (cost is generated yet there is no expenditure),
2) optimising CIT or PIT depending on the form of the investor’s business operations.
The service involves opening a regular unit-linked investment program. We use it as a non-payroll component of remuneration within employee loyalty schemes or retirement schemes, or as a way to build up capital for a senior’s severance pay in a family business. The payment of benefits under such a scheme is exempted from income tax.